Rebate Guide
Canada Greener Homes in Ontario: What Is Open in 2026?
The old grant and loan are closed. Ontario does not have a listed CGHAP household intake. For an income-qualified home heated with oil, the current federal-linked route is OHPA through Save on Energy.
Quick answer for Ontario homeowners
If you are starting a retrofit now, you cannot make a new Canada Greener Homes Grant or Loan application. The Canada Greener Homes Affordability Program is active in some provinces, but Natural Resources Canada does not list an Ontario household route as of July 25, 2026. Ontario households also cannot apply for CGHAP directly through the federal government.[1][2]
The federal-linked program open to qualifying Ontario homeowners is the Oil to Heat Pump Affordability program. Ontario delivers it through Save on Energy's Energy Affordability Program for income-qualified households switching from oil heating to a heat pump.[4][5]
Current status: grant, loan, CGHAP and OHPA
Canada Greener Homes Grant: closed
The original grant is closed. December 31, 2025 was the last day for existing participants to submit documents. A request submitted by the deadline can still be processed, so an existing applicant should continue through the official file-management route rather than starting a new application.[1][8]
Canada Greener Homes Loan: closed to new approvals
Loan funding is fully committed and new applications cannot be approved. This does not cancel an already-approved loan. Approved borrowers retain their funding path and can continue the required retrofit, post-retrofit evaluation and funding-request steps.[3]
The closed product offered $5,000 to $40,000 over a 10-year interest-free term. Those old terms describe approved files; they are not an offer to a new 2026 applicant.[3]
CGHAP: no listed Ontario household intake
The Canada Greener Homes Affordability Program uses a direct-install model. In participating jurisdictions, approved delivery organizations plan and complete no-cost retrofits for eligible low-to-median-income homeowners and tenants.[2]
Natural Resources Canada currently lists household routes in British Columbia, Manitoba, Nova Scotia, Prince Edward Island and Quebec. Ontario is not listed. The federal government also says it is not accepting household applications directly. Until an official Ontario route appears, do not pay a contractor or salesperson who claims they can enrol your home in Ontario CGHAP.[2]
There is no verified Ontario CGHAP launch date, income table, retrofit menu or per-home amount in the current federal material. This page will not substitute another Ontario program's rules for information that has not been published.
OHPA: open through Ontario's Energy Affordability Program
Ontario co-delivers the Oil to Heat Pump Affordability program with the Independent Electricity System Operator through Save on Energy. It is aimed at income-qualified households that currently heat with oil and move to an eligible heat pump.[4][5]
The Ontario agreement announced up to $25,000 in program funding: $15,000 federal and $10,000 provincial, plus a $250 upfront payment. Treat those figures as maximum program support, not as a guaranteed cash payment or a guaranteed project price. The Energy Affordability Program checks household, income, heating-system, home and equipment eligibility before supplying an upgrade.[4][5][6]
Do not import the federal July 31 deadline into Ontario
Natural Resources Canada's July 31, 2026 OHPA deadline is attached to Alberta, Manitoba, Northwest Territories, Quebec and Saskatchewan. The same page directs Ontario residents to their provincial program. Ontario applicants should use Save on Energy's current application page and terms.[1][5]
Ontario EAP income screening
Save on Energy currently shows these before-tax household-income caps for its comprehensive support. They are EAP screening figures, not CGHAP thresholds:[5]
- 1 person: $48,220
- 2 people: $68,193
- 3 people: $83,518
- 4 people: $96,439
- 5 people: $107,823
- 6 people: $118,113
- 7 or more people: $127,576
EAP also has qualifying-benefit, eligible social-housing and on-reserve routes. Meeting one headline figure does not by itself approve a heat pump; the program applies its full participation and home-equipment rules.[5]
Save on Energy separately offers no-cost cold-climate heat pumps to some income-qualified electric-heated homes. That EAP route is not an OHPA oil-conversion claim.[6]
What should you do next?
- You have an approved federal grant or loan file: continue through the official portal and follow the instructions for that file. Do not create a replacement application.
- Your primary heat is oil and income may qualify: use the official Save on Energy Energy Affordability Program application. The program, not a contractor, determines participation.
- Your home is not an OHPA fit: check the separate Home Renovation Savings Program guide for current Ontario rebate routes.
- You are waiting for CGHAP: monitor the NRCan CGHAP jurisdiction list. Do not assume Ontario eligibility until an official Ontario route and terms are published.
Canada Greener Affordable Housing is a different program
Canada Greener Affordable Housing is administered by CMHC for affordable-housing providers completing deep retrofits in existing multi-unit buildings. It is not an individual-homeowner rebate, and CMHC says its budget is fully committed and its application portal is closed.[7]
Related Ontario guides
- Ontario home energy rebates status — a router across current provincial and federal programs.
- Home Renovation Savings Program Ontario — assessment and no-assessment routes.
- Oil-to-heat-pump conversion in Ontario — equipment and project-planning questions.
- Ontario HVAC rebate stacking — measure-level compatibility checks.
Frequently asked questions
Is the Canada Greener Homes Grant still open in Ontario?
No. The grant is closed. December 31, 2025 was the last day for existing participants to submit documents. Requests submitted by the deadline can still be processed.
Can I still apply for the Canada Greener Homes Loan?
No. Funding is fully committed and new loan applications cannot be approved. Homeowners who already have an approved loan keep access to their approved funding and can continue the required retrofit and funding-request steps.
Is CGHAP available in Ontario?
Not through a listed Ontario household program as of July 25, 2026. Natural Resources Canada lists active household routes in five provinces, and Ontario is not on that list. The federal government does not accept household applications directly.
What federal-linked retrofit help is open in Ontario?
The Oil to Heat Pump Affordability program is co-delivered in Ontario through Save on Energy's Energy Affordability Program. It is for qualifying income-eligible households that heat with oil and switch to an eligible heat pump.
How much can Ontario OHPA provide?
The Ontario agreement announced up to $25,000 in federal and provincial funding, plus a $250 upfront payment. These are program maximums, not guaranteed cash amounts. Eligibility, the home, existing oil-heating system, approved equipment and program process all matter.
Does Ontario's July 31, 2026 OHPA deadline apply?
The federal page attaches July 31, 2026 to five federally delivered jurisdictions, not Ontario. Ontario applicants are directed to Save on Energy's Energy Affordability Program, so use that program's current application route and terms.
- Natural Resources Canada Canada Greener Homes Initiative
- Natural Resources Canada Canada Greener Homes Affordability Program
- Natural Resources Canada Canada Greener Homes Loan
- Natural Resources Canada Making Home Heating More Affordable for Ontarians
- Save on Energy Energy Affordability Program
- Save on Energy Air Source Heat Pumps
- Canada Mortgage and Housing Corporation Canada Greener Affordable Housing
- Natural Resources Canada Closed: Canada Greener Homes Grant